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Talking about the innovation and breakthrough of social security card technology
As a national card for the human resources and social security sector, the social security card serves as a crucial tool for the government to deliver efficient public services. With the introduction of the financial social security card, it combines both social security and banking functions on a single card. This allows users to access medical services, make payments, use convenient terminals, obtain social security certificates, and perform quick transactions. The card is set to become a foundational element for smart healthcare platforms and government management systems across the country.
First, the requirements for issuing social security cards are stringent. The printing process must adhere to strict design standards, including font size, color, and logo placement, with near-zero tolerance for errors. High-quality printing and a stable distribution system are essential to ensure reliability and accuracy.
Security is another critical aspect. Traditional magnetic stripe technology is no longer sufficient for the enhanced security needs of financial social security cards. These cards are used frequently and must be protected against fraud, loss, and theft. To address this, the cards incorporate advanced encryption and secure key management systems, ensuring that each card is uniquely linked to an individual.
Additionally, the functionality of social security cards is expected to expand. According to the national 12th Five-Year Plan, future cards will support multiple functions such as identity verification, information retrieval, medical expense settlement, insurance premium payments, and treatment applications. This multi-functional approach aims to simplify daily interactions with public services.
Efficiency in card issuance is also vital. Traditional centralized processes can take up to 12 days or more, which is impractical given the urgent need for medical access. By improving the speed and efficiency of card production and delivery, the waiting time for individuals can be significantly reduced. In cases of lost or damaged cards, instant replacement options ensure uninterrupted access to essential services.
Second, innovative solutions have been introduced to enhance the security and efficiency of social security card distribution. In 2011, the Ministry of Human Resources and Social Security and the People's Bank of China issued a notice to integrate financial functions into social security cards. This move led to the adoption of chip-based cards, which offer greater security compared to magnetic stripes by preventing copying and tampering.
The financial social security card uses a secure key management system approved by both the People’s Bank of China and the Human Resources and Social Security Department. Information from the card is divided into two independent systems—social security and financial—to prevent data leaks. For example, medical insurance records cannot be accessed by banks, and credit card transaction data remains confidential from the social security department.
To further improve the issuance process, desktop card printing and encoding solutions have been developed. These systems streamline registration, personalization, and bulk card production, significantly increasing efficiency. They also incorporate multiple security authentication methods to ensure safe card distribution.
In terms of printing technology, two options are available: Direct-to-Card (DTC) and High Definition Printing (HDP). DTC transfers color directly onto the card surface, producing vibrant images quickly. HDP prints high-definition images on a protective film that adheres to the card, making it difficult to tamper with. Any attempt to remove the layer would damage the image, enhancing durability and security.
Encoding technology also plays a key role. Solutions like HID Global's FARGO® Desktop Card Printer support multiple authentication methods and allow for real-time personalization using iCLASS SE® encoder technology. This makes the printing process more flexible and efficient, especially for financial and healthcare applications.
Security features include password protection, data decryption, and physical locks to prevent unauthorized access. Some printers even use integrated sensors to ensure only authorized devices can use specific ribbons and holographic overlays, adding an extra layer of security.
Flexible and instant card issuance has become a growing trend. This approach enables quick replacements for damaged or lost cards, upgrades, and personalized cards, greatly improving operational efficiency and customer satisfaction. Unlike traditional large-scale equipment, desktop printers can be deployed at branch offices or social security centers, offering scalability and control through a central security center.
Real-time audits at each network point help streamline approval procedures. After receiving a card from a bank, customers can get a new or personalized card within minutes instead of waiting days or weeks. This not only improves convenience but also enhances data security and reduces risks associated with card and data circulation.
In conclusion, as the deployment of financial social security cards continues nationwide, user reliance on these cards is increasing. This brings higher expectations regarding card environment, response speed, and service quality. Improving the quality and efficiency of card issuance has become a key priority for all financial and public utility institutions. HID Global’s FARGO® Innovative Card Solution offers cutting-edge printing and encoding technologies to support the future of financial social security cards, including social security transfers and medical insurance settlements.