The world has always been changed by new things. Just as the popularity of 3G smartphones has spawned the era of enterprise change under the Internet thinking, what changes in mobile payments will lead us to unexpected changes? In response to the booming development of China Mobile Payments, we need to do a lot to quickly catch up with developed regions: If we want to develop, we must actively innovate, plan more development paths, and form more abundant types of business forms. We cannot accurately predict the future, but for the change, we are always ready, although not to talk about, but at least Go to compliance. Furniture Handle,Furniture Drawer,Cabinet Door Handles,Steel Cupboard Handles BNF HARDWARE CO., LTD , https://www.bnfhardware.cn
(1) Focus on multi-platform applications
Although the overall mobile phone users in China are transforming into intelligence, functional phones and cottages are still widely available, and the operating systems of smart phones are also diverse, so cross-platform mobile payment has become an important trend. In the future, mobile payment can be operated not only in the form of an APP application, but also in the form of WAP or SMS or voice.
(2) Security needs to be guaranteed
In terms of mobile phone security, since the mobile phone involves many private information of users, and the economic loss caused by the loss will be very large, with the gradual perfection of the mobile phone operating system, some Trojan viruses have emerged at the historic moment, resulting in the security of mobile payment. A serious threat.
Therefore, in the security aspect of mobile payment, one needs to pay for the protection of the service provider through software and hardware; secondly, it must also confirm the payment through some mobile phone number binding, SMS verification code, etc. Finally, it is necessary to improve The relevant risk compensation mechanism effectively protects the user's mobile payment process and the security of funds.
(3) The form of mobile payment will be more diversified
In the future, mobile payment will be combined with more technical forms, and its connotation will be further enriched. For example, the combination of two-dimensional code will make mobile payment no longer split into near-field and remote; combined with LBS technology, local search and consumption will achieve complete closed-loop in information and capital; with fingerprint and speech recognition The combination of technologies will make mobile payments even get rid of the attachment to mobile phones.
(4) Mobile payment requires more application scenarios
In our view, in addition to continuing to be widely used in online shopping, game recharge, and living expenses, mobile payment will be widely combined with more application scenarios such as offline payment, mobile financial management, and mobile terminal ticket booking. And through more convenient payment methods such as bank account binding payment, provide users with broad application coverage and perfect services.