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Keep in mind the "marking tactics" and be alert to all kinds of "bursts"
Although there are media reports that the clerk can use the method of copying the fake card to steal the brush, the original clerk does not need to be used. The clerk does not seem to have the need to collect the card. However, since the credit card is used abroad, there is a lot of need to enter the transaction password, but the signature is recognized. Therefore, it is not excluded that individual clerk directly steals the credit card to implement the stolen brushing behavior, which is more convenient and direct than copying the fake card, and the technical cost is also lower. Therefore, the cardholder is extremely important for the storage of the card itself.
Bank of Communications credit card experts remind the majority of cardholders to use the credit card when they use the credit card tactics. In other words, you must not let the card leave your line of sight during the transaction process. Secondly, we must be especially vigilant about the "bursty" situation when swiping. For example, the clerk claims that there is a problem with the POS machine, that it is necessary to change a machine operation, or that other shop assistants use promotional items when swiping the card transaction. These abnormal conditions may be traps set by criminals to distract the cardholders and take the opportunity to steal credit cards.
Lost card, no panic, the most reliable phone call loss
If a Chinese tourist loses a card when using a credit card at a duty-free shop, restaurant or hotel, he should calm down and immediately call the card-issuing customer service to report the loss to avoid the financial loss caused by the credit card being stolen by others. According to the Bank of Communications credit card expert, the bank generally indicates the customer service phone number in the prominent position on the back of the credit card. It is recommended that the customer can take photos of the mobile phone before the trip, and the phone will be reported lost in the first time if the card is lost abroad. In particular, the bank customer service hotline may have different numbers used inside and outside the country. Therefore, you must look for the overseas service hotline, and don't forget to dial the “0086†China International Long Distance Area Code when making a call.
After the loss is reported, the cardholder can ask the store to obtain the surveillance video, but avoid conflicts and even physical conflicts with the relevant parties. Especially in foreign countries, because of the obstacles in language communication, once a physical conflict occurs, it is easy to make a reasonable explanation, and the opportunity to transfer the line of sight to the other party will delay the opportunity to retrieve the credit card.
Small habits, credit card safety plus points
If you want to reduce the risk of overseas credit card consumption, it is recommended to do a few homework before leaving the country. First of all, before going abroad, you should open a credit card SMS consumption reminder function to ensure that you can get the change in the amount of the card in the first time. Secondly, remember to open the mobile phone roaming function to keep the communication smooth. In addition, with the rapid development of the mobile Internet, many banks have also launched corresponding mobile official website, official APP and WeChat service number to provide targeted services to reduce the incidence of credit card theft, such as Bank of Communications credit card APP “Buy it†provides a variety of online services for credit card customers. Click “Financial†- “Card Set†- click on the card - “Comprehensive Exit Report†at the bottom of the interface to apply for the report. The Bank of Communications Credit Card Center recommends that cardholders fully utilize the advantages of the Internet to pre-download and register before they travel. This is not only a guarantee for the cardholders, but also helps the bank to detect abnormal transactions in time and prevent problems before they occur. .
How to protect the security of POS machines abroad? Bank of Communications teaches you these tricks
In recent years, it has become a normal situation for Chinese tourists to spend their cards abroad. It is followed by the occurrence of lost cards and stolen brushes. Recently, a news about "Chinese tourists aunts playing a big deal with the salesperson at the US airport due to credit card problems" has become the focus of hot discussion. The follow-up reversal story is even more in the WeChat circle of friends - the visitor is actually The credit card was stolen by the clerk at the time of checkout payment. There are public opinion that many criminal gangs are targeting Chinese outbound tourists, colluding with airport duty-free shops to steal credit cards to carry out stolen brushes. For a time, there were divergent opinions, and the security issue of overseas credit card consumption re-emerged. What can be done to protect consumers from spending their time abroad while avoiding worries? Bank of Communications credit card experts will support everyone in the issue of overseas credit card consumption.