Merchant: Tangle ~ ~ Select the line to scan the code payment or POS machine?


Recently, users have been entangled in the shop to use the scan code to pay or POS machine. So today I will tell you how to choose.

First of all: scan code payment and POS machine credit card transaction channel is not the same.

Scan code payment is the most convenient and fast payment method for online payment. It is the online trading channel. If you don't go through UnionPay, you will belong to the newly established “Network Link”. The POS machine card is the offline order. UnionPay transfer and clearing payment methods.

Secondly: scan code payment and POS machine card location is not the same.

At present, the scanning code payment is mainly based on small and micro transactions, and the transaction amount is generally small, which is suitable for daily collection of small and micro businesses. And POS machines may use more transactions with large amounts of money, such as car real estate or large business merchants will choose POS machine collection.

Third: the problem of points after credit card transactions.

Although online scanning code payment has gradually been accepted by everyone, it is also a problem for online channel trading banks to give points. Many cardholders are willing to choose offline POS machine to swipe cards, because the offline POS machine credit card integration system is relatively perfect. Cardholders can get more points benefits.

In summary, I think online scan code payment and offline POS card swiping can complement each other, and there is no conflict, so the POS machine will not disappear in a short time, and the online scan code will not replace the POS card. As for the level of handling fees, it should not be the only factor affecting the choice of merchants!

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