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Talking about the innovation and breakthrough of social security card technology
As a national card in the human resources and social security sector, the social security card serves as a crucial tool for the government to deliver convenient services to citizens. With the introduction of the financial social security card, it now combines both social security and banking functions on a single card. This enables a range of features such as medical treatment, payment settlement, terminal convenience, social security certification, and quick payments, laying the foundation for the development of GM and smart healthcare platforms.
First, the requirements for issuing social security cards are essential. The printing process must adhere to strict standards, including font size, color, and logo design, with zero tolerance for errors. High print quality and a stable distribution system are critical to ensure reliability. Security is also a major concern, as traditional magnetic stripe technology is not sufficient for the high-security demands of financial social security cards. These cards are used frequently, making them vulnerable to fraud, loss, and theft. Therefore, robust anti-counterfeiting measures are necessary.
Additionally, the functionality of the social security card is expected to expand. According to the 12th Five-Year Plan, future versions of the card will support multiple functions, such as identity verification, information inquiry, medical expense settlement, insurance premium payments, and treatment applications. To meet these needs, the efficiency of card issuance must be improved. Traditional centralized processes can take up to 12 days or more, which is impractical for a card that is essential for medical services. By increasing the speed and efficiency of card production, waiting times can be reduced, and instant replacement options can be offered when cards are lost or damaged.
Second, innovative solutions have been introduced to enhance the security and efficiency of social security card distribution. In 2011, the Ministry of Human Resources and Social Security and the People's Bank of China jointly issued a notice to integrate financial functions into social security cards. The new financial social security card uses chip technology, overcoming the limitations of magnetic stripes, such as easy copying and degaussing. It also implements a strict key management system, approved separately by the two departments, to strengthen security from the approval stage. Information security is further ensured by keeping social security and financial data separate, preventing any leakage between the two systems.
To optimize the card issuance process, innovative desktop card printing and encoding solutions have been developed. These systems simplify registration, personalization, and bulk card production, significantly improving efficiency and operational convenience. Advanced security authentication methods are used during card distribution to protect against unauthorized access.
In terms of printing technology, two options are available: Direct-to-Card (DTC) and High Definition Photo (HDP) thermal transfer. DTC allows for fast, vibrant prints using professional software to match spot colors accurately. HDP technology offers high-definition images that are resistant to tampering, ensuring durability and enhanced security. These technologies are ideal for producing secure smart cards and contactless cards.
For encoding, the FARGO® Innovative Desktop Card Printing/Encoding Solution from HID Global supports multiple authentication technologies and allows online personalization using iCLASS SE® encoder technology. This one-stop solution increases flexibility and supports a wide range of smart card applications. It also enables interoperability with POS terminals and other devices, facilitating secure and efficient card usage.
The system includes multiple security layers, such as password protection, data decryption, and card slot locks, to prevent unauthorized access. Printers also feature integrated sensors that restrict the use of custom ribbons and holographic overlays, adding an extra layer of security.
Flexible and instant card issuance has become a growing trend, allowing for personalized cards to be produced quickly, meeting various customer needs such as replacement, upgrades, and high-end customization. Compared to traditional large-scale card issuance systems, FARGO® desktop printers offer scalability, enabling centralized production or on-site issuance at branches and social security offices. This ensures a secure and efficient instant issuance system across all locations.
Real-time audits at each network point streamline approval procedures and improve overall efficiency. Customers can receive their new cards within minutes instead of waiting days or weeks. This reduces data exposure risks and lowers costs associated with card and data circulation.
In conclusion, as the financial social security card becomes more widely adopted, users are increasingly reliant on its convenience and security. Improving service quality, ensuring fast and safe card issuance, and enhancing user experience have become critical for all financial and public utility card issuers. HID Global’s FARGO® Innovative Card Solution provides advanced printing and encoding technologies, supporting future developments such as social security transfers and medical insurance settlements.