How to expand mobile POS and WeChat payment under the wave of payment

UnionPay payment continues to fall, mobile phone POS machine is popular for one time

As we all know, since our country has approved the establishment of the UnionPay payment method from the People's Bank of China, UnionPay payment is currently a long-established and widely applicable payment method. Payment is made through banks. The procedures are simple and convenient. Each payment only needs to be swiped and signed. Just fine. Nowadays, under the impact of the booming Internet economy, the weakness of UnionPay's payment has gradually emerged. The first is that UnionPay pays itself for business arbitrage and set-up. The second is that UnionPay card swipe is very inconvenient compared to no-card payment. For merchants and ordinary consumers, its advantages are gradually lower.

At the same time that UnionPay payment gradually fell off the altar, mobile phone POS machines once became the focus of choice for many consumers and businesses, but this payment model did not exist in the market for a long time, and even disappeared after it was not mature. The reporter interviewed Professor Zhang, who has conducted in-depth research in the payment industry. The biggest inconvenience of mobile phone POS machines is that the whole set of payment components is relatively complicated. It is convenient for users to take out bank cards, because they do not need to take them at any time. Bank cards, and mobile POS can expand attendance, identification, e-wallet, payment, financial management, commercial procurement, business release and other functions, relatively full-featured. However, at the same time, the problems brought by many links should not be overwhelmed, so; Enterprise Alliance Tongfu-Shenzhen Enterprise Alliance E-Commerce Co., Ltd., a professional payment industry service organization, developed a trend-oriented app product.

Mobile payment, no card payment or the most popular payment model

At present, WeChat payment is a common way of payment, so that users can quickly complete the payment process through mobile phone WeChat, and the basis of WeChat payment is to bind the bank card, which is relatively safe, convenient and efficient. Similar payment methods include Alipay scan code payment, etc. These are collectively referred to as cardless payment.

Professor Zhang, who has been engaged in research on the field of market payment model for many years, is from the Enterprise Alliance-Payment-Shenzhen Enterprise Alliance E-Commerce Co., Ltd., which is involved in a very well-known product in the payment market: Enterprise Alliance. Professor Zhang said that before the official R&D of the company, the team had in-depth research on Internet development, mobile payment and card-free payment, and the development team members were senior professionals from the Internet finance and payment industries. "We are all optimistic about the future of cardless payment, because this is the payment method that truly leads the modern life and intelligent life. It is the most convenient and fastest choice for consumers and businesses."

As Professor Zhang said, the reporter learned from the enterprise merchants who have already used the enterprise alliance payment, this product helps merchants to meet various needs from one-stop, from financial management, investment management, online virtual goods trading, digital communication, service. Orders, financial management, business procurement, business release marketing, comprehensive payment, etc. are all available, truly a comprehensive range, efficient service.

"In October of this year, Tencent released an amazing data. In September, WeChat has reached 570 million users. After this data, we can see the huge prospect of the cardless payment market brought by WeChat users. Professor Zhang continued to explain the prospects of the company's payment to reporters. "To cooperate with WeChat payment, to pay with Alipay, and to cooperate with UnionPay to pay for the convenience of consumers in the future is not only convenient, but a science. Reasonable life, business philosophy."

In all existing cardless payment models, the collection system is relatively incomplete for merchants. Only the enterprise through the payment of such a platform can truly replace the tradition and innovate the future model, so it is the first choice of many merchants.

The advantage of the enterprise alliance payment is highlighted, and the crazy attracting merchants to join

The alliance of enterprises that have successfully entered the market has become more and more popular with merchants. At present, the complex procedures, slow transactions and high commissions can provide users with “3 minutes to card, The quick service of 10 seconds to arrive can really bring convenience to consumers. In addition, users can collect and pay through a variety of payment methods, and the comprehensive payment network system allows users to experience quality services whenever and wherever they want to pay.

What is even more striking is that the enterprise-funded payment is not only of great practical value in the field of convenient financial payment, but also the user's business model. Professor Zhang, who was approved by the Enterprise Alliance, introduced his innovative business model to the reporter. This model is a possibility for the whole country to start the business. Every user who uses the enterprise alliance can make their own business and become a partner of the enterprise. They have independent promotion rights, user introduction rights, rate return and registration. Cash back and other permissions, this low threshold, simple operation, 0 investment entrepreneurial model has been accepted and recognized by most users, has set off a wave of entrepreneurship.

At a time when the Internet economy is constantly evolving, the payment model is gradually maturing and stable, and the Enterprise Alliance Pay-Shenzhen Enterprise Alliance E-Commerce Co., Ltd., as the leading brand in the industry, is the best choice for corporate merchants.